Again Roger,

Unfortunately I am unable to let the matter rest due to my two simple questions calling for a “yes” or “no”, not being answered. ---

“Are spontaneous volunteers made aware of their precarious position and does MSNZ offer them any degree of cover.”

At this point it must be assumed that volunteers accept responsibility and unwittingly place themselves in danger of serious litigation without insurance protection, which however is no doubt available to those receiving remuneration at the top.

Yes the chain of responsibility flows to the top, but it starts at the bottom where the can is in fact carried and where investigation will be initiated and blame first directed.

Trevor.